The Financial and Emotional Benefits of Live-in Care

Mar 06, 2025 | News

Additional support is often needed for older people, and many families are increasingly considering live-in care as an alternative to the traditional care home setting. Live-in care gives seniors personalised support in their own home, and this approach not only offers significant emotional advantages but can also be a financially viable option for many people. Let’s explore both the emotional and financial benefits of live-in care at home.

Emotional benefits of live-in care

1, Staying at home

One of the greatest advantages of live-in care is the fact that it allows a person to remain in their own familiar, comfortable environment. Moving into a care home can be a daunting and unsettling experience, particularly for those living with dementia or mobility issues. But with live-in care, individuals can continue to enjoy their home, their routine and their cherished memories without the disruption of relocating.

2, Maintaining independence and autonomy

Live-in care allows individuals to retain control over their daily lives. They can choose what to eat, when to sleep and how to spend their day, rather than adhering to the more rigid routines of a residential care setting. This level of autonomy can boost emotional well-being and helps a person maintain a sense of dignity.

3, One-to-one personalised care

Unlike care homes, where staff members have multiple residents to attend to, live-in carers have the ability to focus solely on the individual. This personalised approach means that care can be closely tailored to the person’s specific needs, preferences, and lifestyle – and adjusted whenever needed. This helps with ensuring the best possible quality of life.

4, Staying connected with loved ones

In a care home, visiting times and regulations may limit interactions with family and friends. With live-in care at home, loved ones can visit freely, stay as long as they like – including overnight. This can help foster a more natural and comforting family environment, as well as helping maintain social connections in a meaningful way.

Financial benefits of live-in care

1, More affordable for couples

While live-in care is sometimes perceived as expensive, it can actually be a cost-effective option, especially for couples who wish to remain together. When an older couple requires care, moving into a care home means paying for two separate places. With live-in care, one carer can often support both individuals in their own home, making it a far more economical option.

2, Transparent costing

Care homes often come with extra fees for things like outings, personal services and specialised care. With live-in care, costs are typically transparent and tailored to the level of support required, avoiding unexpected financial surprises.

3, Retaining property and assets

Moving into a care home often means selling a property to cover costs. With live-in care, individuals can remain in their home, preserving their property as an asset for the future.

4, Flexible and scalable care plans

Live-in care can be adapted to changing needs. Rather than committing to a fixed schedule or level of care for a set amount of time, families can work with their carer to adjust the level of care required, ensuring financial efficiency while still making sure the person concerned receives high-quality support.

To find out more about live-in care, and whether it’s the right option for yourself or a loved one, contact Oxley Care today.